No Credit Car Loans Indianapolis, IN | Andy Mohr Nissan
Bad Credit Car Loans
At Andy Mohr Nissan
No Credit Car Loans
Andy Mohr Nissan is here to help.
Looking for a new car near Indianapolis, Lawrence, or Speedway, Indiana, but aren’t sure about your credit score? Maybe you have no credit history? At Andy Mohr Nissan, we’re here to help.
We have an expert financing team that will help you get approved for a bad credit car loan, so you can drive off in the car you want.
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What Is a Credit Score?
A credit score can determine everything from what kind of car loan you qualify for to whether you're able to buy a house. It's a crucial piece of financial information that's based on payment history.
The first thing that goes into your credit score is if you have any unpaid loans or credit card debt. Also, how frequently you make payments is an important factor. In general, making debt payments consistently is better than closing accounts in full.
If you pay your credit card bill off every month, you'll have a higher credit score. However, your score could be lowered if you only make a payment every few months or only pay the minimum balance.
Your credit history is the next thing that determines your credit score. Paying off your credit before financing is great and will make your score go up. However, if you've been in and out of debt several times, that's going to give you a lower score.
The number of credit lines you have also goes into consideration. It's not a good idea to open more credit cards or make big purchases before applying for an auto loan, because those can also lower your score.
How Credit Affects Your Car Loan
When you apply for a loan, banks and lenders look at your credit score as how likely you're able to pay off what you're applying for—and that's how they usually decide who gets approved.
This is also why you could see several different offers. Your credit score determines everything from the interest rate to the length of the loan.
You shouldn't worry if you have bad credit, though. Our finance department will work with you, no matter what your credit score is, to make sure you get guaranteed approval.
Let Us Help
Finance Department
We have a staff of expert financing professionals who are ready to work with you to get great options. Their goal is to get you a loan that works for you and gets you behind the wheel of your next car.
With decades of experience as members of the community, our team has built relationships with local banks and lenders. They'll work together to make sure you get approved for an auto loan, even if you have bad credit.
Our team will help make the whole process as easy and clear-cut as possible. They can even help you improve your credit before applying, so you'll end up with a better loan.
Guaranteed Credit Approval
Believe us when we say that we’ve seen people looking for financing in all sorts of conditions. We specialize in helping people going through divorce, people dealing with bankruptcy, and people who have no credit history at all.
Whatever you need, we have a contact who can help you get a loan. We strive for 100% approval, and we’re willing to help with your credit rehabilitation. Whenever you’re ready to start getting approved with us, just get in touch with our financers today!
Available Finance Tools
One of the best ways to prepare for your auto loan is to explore our online finance tools. We offer a payment calculator that’s designed to calculate your monthly payment. If you’re looking to find out if a loan is right for you, this tool is a great place to start.
If you’re trading in a vehicle to help with your down payment, you can find the car’s trade-in value using our Value Your Trade tool. Just give us information on your vehicle, and we’ll be able to tell you what we can offer you.
Financing with Bad Credit
When you meet with our team, they'll do everything they can to help you finance a new car, even with bad credit. First, check your credit score on a reliable source, such as Experian.
Once you know where your credit stands, see if you can pay off any debts or lines of credit before applying for an auto loan. Then, our team will go over options with you.
If you finance a new car, you may actually end up with a lower interest rate than if you were to buy a used car. You can also renegotiate and shorten the length of your loan, which will give you higher monthly payments, but your interest rate will be lower.
Whatever options jump out at you, there's no need to worry if you have bad credit. Our financing department is here to help you get approved.
Explore Our Inventory
We want to provide drivers with plenty of options when it comes to finding the right vehicle for them. That’s why we offer lots of great deals on all sorts of models to help you get to and from work.
If you’re after a fuel-efficient compact sedan, check out our Nissan Versa models. If you’re after a vehicle with a bit more interior space and a peppier engine, try the Nissan Sentra. Finally, if you need a vehicle that’s more comfortable and well-equipped, we recommend you take a look at the Nissan Altima models we have available.
Are you not sure if you want to buy new? No problem! We have plenty of these models and more available through our used vehicle inventory. Shopping through our used car selection can be a great way to find a deal on a vehicle that’s right for you.
Whatever you’re looking for, you can speak to one of our sales team members, and they’ll be happy to help you out by giving you a full tour of the models we have available. We’re sure we can find a vehicle that’s suitable for your needs at a great offer.
Available Used Car Offers
Do you want to find some of the many auto financing offers we have available in one place? Just look to our used car deals, and you’ll find a collection of great offers on some of the most popular models we have available. This is a great place to start any car search when you’re visiting our website.
We also offer special programs for drivers in unique financial situations. If you’re a recent college grad with no credit history, we have a College Grad Program that can help you with financing your vehicle. Just provide us with information on your college education, and we’ll work on providing you with a deal.
Get Nissan Financing in Indianapolis Indiana
For drivers in Indianapolis, Lawrence, and Speedway, IN, Andy Mohr Nissan is here to help you get the car you want by getting you approved for a bad credit car loan.
Get started today by applying for financing online or check out our new car deals.